Books on budgeting are quite a thrill when it comes to planning finances. Readers of such books find helpful tips for creating, tracking, saving, and having good spending habits to avoid problems with spending while putting their revenue into consideration.
While budgeting is a professional field that many make a living from, it is generally known that everyone needs to have a good plan for their money.
Moreover, you don’t need to read all the books as though you were planning for an examination. However, you need to pick a great budgeting book that suits your needs.
Best Books on Budgeting
1. Warren Buffet-Inside The Ultimate Money Mind
- Author: Robert G. Hagstrom
- First Published: 2021
- Publisher: Wiley
This is one of the best budgeting books ever. It uses the life of American billionaire businessman, Warren Buffet to give lessons on investment and career success.
The book explains the differences between knowing the path to success and walking that path. Anyone who wants to have a successful financial life must have a ‘money mind’ just like Buffet’s mind is the ‘ultimate money mind’.
2. Rich Dad Poor Dad
- Author: Robert Kiyosaki, Sharon L. Lechter
- First Published: 1997
- Publisher: Warner Books
This book has been around for over 25 years yet it is very important when it comes to planning your finances.
Robert Kiyosaki explains the importance of being intentional in planning your money without depending on book knowledge. Also, it gives a perspective on how you can transfer this knowledge to the next generation.
He makes it so realistic by comparing his friend’s dad and his biological father. While his biological dad was the poor dad who was often struggling financially, his friend’s dad leveraged entrepreneurial activities to build generational wealth.
3. The Total Money Makeover
- Author: Dave Ramsey
- First Published: 2003
- Publisher: Thomas Nelson
This book is a debt payoff manual that everyone needs to know. The book is hands-on when it comes to following an effective method for debt repayment over a long period.
4. The Intelligent Investor
- Author: Benjamin Graham
- First Published: 2006
- Publisher: Harper Business
This is one of the books that never goes out of relevance. Since 1949, this book has been a steady guide on
5. Real Money: Sane Investing In An Insane World
- Author: James J. Cramer
- First Published: 2005
- Publisher: Simon &Schuster
Written by the finance coach and TV host of Mad Money, James J. Cramer, this book offers guidelines on how to invest successfully by being a prudent speculator. It is an insight into how one can use psychology in taking risks.
6. The Money Book For The Young, Fabulous & Broke
- Author: Suze Orman
- First Published: 2005
- Publisher: Riverhead Books
If you are a young person who is battling with student loans and financial setbacks, this is a book that you should read.
It offers real solutions to problems you are facing and those that are likely to come.
7. How To Stop Living Paycheck To Paycheck
- Author: Avery Breyer
- First Published: 2019
- Publisher: Lulu Press, Incorporated
If you are a beginner in planning your finances, this book is a must-read for you. Aside from guiding you on why you should, it also helps you in planning your time to correspond with your financial plans.
This book is an interesting read for people who don’t want to spend all their waking hours tracking their finances.
8. How To Ruin Your Financial Life
- Author: Ben Stein
- First Published: 2004
- Publisher: Hay House Inc
The title of this book should not deceive you because it is a funny way of reminding you to take your finances seriously. It is a guide to educate yourself and people around you on how money works.
Notably, the author funnily puts these lessons.
9. Money Magic: Unleashing Your True Potential For Prosperity And Fulfilment
- Author: Deborah Price
- First Published: 2003
- Publisher: New World Library
This book shows how you can transform your life in a meaningful way. It shows the relationship between money and true fulfillment.
The book shows eight types of structures to make this happen. They are;
- the innocent or ostrich approach
- victim or blaming circumstances
- warrior or conquering money
- martyr or always rescuing someone
- the fool or gambler looking for windfall
- the creator/artist or regarding money as evil
- tyrant or controlling through money
- magician or benefitting spiritually and financially from money
10. Get Good With Money: Ten Simple Steps To Becoming Financially Whole
- Author: Tiffany Aliche
- First Published: 2021
- Publisher: Random House Publishing Group
The book serves as a guide to achieving your goals both big and small.
11. The Financial Diet
- Authors: Chelsea Fagan, Lauren Ver Hage
- First Published: 2018
- Publisher: Holt Paperbacks
Remember when we mentioned budgeting can be done by even non-professionals? For emphasis, this book is for everyone especially when you need a guide on planning your life. It offers insight into money topics in your career, home, food, and investments.
Many consider this book the all-round beginner’s manual for budgeting.
12. Get A Financial Life
- Author: Beth Kobliner
- First Published: 2017
- Publisher: Simon & Schuster
This book gives step-by-step lessons on financial intelligence. It covers sensitive topics such as taxes, and benefits for veterans.
This book can be read and understood by anyone who wishes to make the most of their finances.
13. Rich AF: The Winning Money Mindset That Will Change Your Life
- Author: Vivian Tu
- First Published: 2023
This is a personal finance planner, especially for younger people. It gives insight into how to build wealth using her story as an equity trader on Wall Street under the mentorship of an older colleague.
14. You Need A Budget
- Author: Jesse Mecham
- First Published: 2004
- Publishers: Createspace Independent Pub.
The title of this book suggests what to expect when you turn its pages. The author gives easy ways of budgeting that are simple and make sense.
Notably, this book guides you based on your paycheck cycle.
15. How To Worry Less About Money
- Author: John Armstrong
- First Published: 2012
- Publisher: Pan Macmillan Publishing India Private Limited
Everyone needs financial security by worrying less about money. Thankfully, John Armstrong gives a relatable book that helps you relate with money through proper management and sorting of priorities.
It also guides you in avoiding spending money in the wrong places.
See Also: 30 Best Books On Emotional Intelligence
16. The Spender’s Guide To Debt-Free Living
- Author: Anna Newell Jones
- First Published: 2016
- Publisher: Harper Collins
You may have decided on a budgeting journey because of the debts hanging around your neck. Thankfully, this is the first step in planning your finances.
Anna Newell Jones gives a practical approach to limiting your spending and becoming a saver.
17. We Should All Be Millionaires
- Author: Rachel Rodgers
- First Published: 2021
- Publishers: HarperCollins Leadership
Using her experience, the author gives a guide to building wealth by earning more. The book is to push women to build wealth as a way of gaining economic power.
18. Money Honey: A Simple 7-Step Guide For Getting Your Financial $hit Together
- Author: Rachel Richards
- First Published: 2017
- Publisher: Createspace Independent
Like many books on budgeting, this one offers steps on how to attain financial freedom.
19. The Millionaire Next Door
- Author: Thomas J. Stanley, William D. Danko
- First Published: 1998
- Publishers: Gallery Books
This book looks at the lives of American millionaires as a way of drawing lessons. The book suggests that wealth is likely the outcome of careful spending and savings rather than high income or wealth that is inherited.
20. Set For Life
- Author: Scott Trench
- First Published: 2017
- Publisher: BiggerPockets
This book is an action plan to achieve financial goals at an early in life. The author advises people on how to invest in real estate by first saving money.
21. Budgeting 101: From Getting Out of Debt And Tracking Expenses To Setting Financial Goals And Building Your Savings, Your Essential Guide to Budgeting
- Author: Michele Cagan
- First Published: 2018
- Publisher: Adams Media
As the title suggests, this book is targeted at younger people or those starting life.
It is a practical guide on how to keep track of finances, set goals, and reduce debt. It emphasizes the importance of sticking to a budget to save sensibly.
Other Interesting Books for Budgeting to Consider
- Broke Millennial: Stop Scraping By and Get Your Financial Life Together-Erin Lowry
- Buy This, Not That: How to Spend Your Way to Wealth and Freedom-Sam Dogen
- Getting Out of Debt-Michael Steven
- How To Manage Your Money When You Don’t Have Any-Eric Wecks
- The No-Spend Challenge Guide-Jen Smith
- Financial Literacy for Young Adults Simplified– Raman Keane
- Clever Girl Finance: Ditch Debt, Save Money and Build Real Wealth-Bola Sokunbi
- The Ultimate Guide to Frugal Living-Daisy Luther
- Finance for Nonfinancial Managers-Gene Siciliano
- 200 Ways to Cut Back Your Expenses-Rick Riley
